F.A.Q - IRAIC SME Stock Exchange

🔹 1. What is IRAIC?  

A: IRAIC is the first private and decentralized stock exchange using quantum technology (SCBB Quantum Server 3X) to offer asset-backed financial instruments (IFCOs, Equities, Bonds), enabling SMEs to access global capital with maximum security and liquidity.

🔹 2. What is SCBB Quantum Server 3X?  

A: The quantum server powering IRAIC, guaranteeing:  

- Instant transactions (no delays like traditional blockchain)  

- Unbreachable security (protection against quantum cyberattacks)  

- Massive scalability (supports millions of real-time operations)  

🔹 3. Does IRAIC use blockchain or something different?  

A: Not traditional blockchain. IRAIC operates with patented quantum technology (SCBB 3X) that avoids congestion, high fees, and delays while providing immediate liquidity and immutable records.

🔹 4. How is data security guaranteed?  

A: SCBB Quantum Server 3X uses post-quantum encryption, unhackable even with advanced quantum computing.

🔹 5. What are IFCOs?  

A: IFCOs (Collateralized Financial Instruments) are digital assets backed by real company appraisals, issued in IR$ (IRAIC's digital currency). They're not tokens but digital representations of physical assets.

🔹 6. What instruments can be purchased on IRAIC?  

- IFCOs (asset-backed)  

- Equities (shareholdings in SMEs)  

- Corporate Bonds  

- Other 1:1 tangible asset-backed instruments  

🔹 7. How are IFCOs valued?  

A: Each IFCO is issued after a real company appraisal, ensuring its IR$ value corresponds to physical assets (real estate, machinery, cash flow, etc.).

🔹 8. Can I withdraw funds instantly?  

A: Yes. Through quantum balancing: IFCOs → IR$ → Immediate withdrawal without settlement waits.

🔹 9. How do I invest in IRAIC?  

1. Registration + Verification (KYC/AML)  

2. Deposit in IR$ or local currency  

3. Purchase IFCOs, Equities, or Bonds  

4. Sell or withdraw anytime  

🔹 10. Is there a minimum investment?  

A: Varies by issuer, but the decentralized nature allows for low-entry options.

🔹 11. What returns do IFCOs offer?  

A: Varies per company, but being asset-backed reduces risk compared to speculative markets.

🔹 12. How can my SME list on IRAIC?  

1. Real asset appraisal  

2. Issuance of collateralized IFCOs  

3. Approval by IRAIC technical committee  

4. Market launch in IR$  

🔹 13. Advantages of listing on IRAIC:  

✅ Global capital access without banks  

✅ Instant liquidity via IFCOs  

✅ Secure quantum technology  

✅ No traditional intermediaries  

🔹 14. What are the requirements?  

- Certified asset appraisals  

- Audited financial statements  

- IRAIC regulatory compliance  

🔹 15. Is IRAIC financially regulated?  

A: Operates under a decentralized private framework with KYC/AML compliance.

🔹 16. How are earnings taxed?  

A: Depends on investor's country. IR$ isn't cryptocurrency but collateralized digital value.

🔹 17. Can IRAIC be hacked?  

A: No. SCBB Quantum Server 3X is immune to traditional and quantum attacks.

📌 SECTION: LIQUIDITY & WITHDRAWALS

🔹 18. How does liquidity work?  

A: Sourced from:  

- Asset-backed IFCO issuance  

- Decentralized secondary market  

- Instant IR$ ↔ Fiat conversion  

🔹 19. Withdrawal processing time?  

A: Immediate via quantum balancing.

📌 SECTION: IRAIC INDICES

🔹 20. What is the IR$ INDEX?  

A: IRAIC's flagship index tracking the entire private/decentralized market, including all listed IFCOs. Market-cap weighted with 20+ years of history.

🔹 21. IR$ INDEX calculation method?  

A: Based on total market capitalization of listed companies, component-weighted.

🔹 22. What does RECO INDEX represent?  

A: (Since 2007) Covers energy, agricultural, livestock, metal, and real estate commodities.

🔹 23. RECO INDEX investment benefits?  

A: Diversified commodity exposure with high liquidity, reflecting sector leaders.

🔹 24. What is ICOM INDEX?  

A: (Launched 2020) Measures local/national economic development, focusing on community-level impacts.

🔹 25. ICOM investor benefits?  

A: High-growth community business opportunities.

🔹 26. IFUNDS INDEX coverage?  

A: All private/decentralized investment funds on IRAIC (minimum 16 diversified companies per fund).

🔹 27. Data provided?  

A: Sectoral fund pricing and performance metrics.

🔹 28. IBFD INDEX purpose?  

A: Tracks IRAIC-eligible equities, including fixed-term deposit/pension fund components.

🔹 29. Update frequency?  

A: Daily calculation/publishing on IRAIC SME Stock Exchange (ISSE).

🔹 30. ITRADE INDEX function?  

A: Leading ISSE indicator measuring revenue growth, net profit, and participant ROI.

🔹 31. Launch date?  

A: May 2013.

🔹 32. IREIT INDEX components?  

A: Top private/decentralized REITs (excluding other index constituents).

🔹 33. Key insight?  

A: Global real estate market potential within IRAIC framework (since 2002).

🔹 34. ICRE INDEX sectors?  

A: Industrial/commercial real estate, emphasizing renewables, biotech, and TMT.

🔹 35. Utility?  

A: Tracks local/national/international economic adjustments.

🔹 36. IBONDS INDEX definition?  

A: Private corporate/enterprise bond index (maturity >1 year).

🔹 37. Investor value?  

A: Daily corporate bond price analysis tool.

📌 SECTION: IPD (DECENTRALIZED PRIVATE OFFERING)

🔹 38. What is IPD?  

A: Direct share purchases from companies via decentralized private offerings.

🔹 39. IPD advantages:  

- Potential listing gains  

- Enhanced ISSE liquidity  

- Equitable retail opportunities  

- Strict investor protections  

- Discounted entry pricing  

- Shareholder rights  

🔹 40. Risks?  

A: Market volatility exists. Professional advice and due diligence recommended.

🔹 41. What is PRE-IPD?  

A: Pre-offering phase where companies structure deals for investor evaluation.

🔹 42. Eligibility?  

A: IRAIC-registered investors meeting qualification requirements.

📌 SECTION: SECURITIES

🔹 43. Security types offered:  

- Exchange-Traded Products  

- Structured Products  

- REITs  

- Debt Securities  

🔹 44. Investor protections?  

A: Rigorous IPD regulations, detailed prospectuses, and quantum security tech.